Equipment Loan Calculator
Estimate monthly loan payments, total paid, and finance charges for business equipment using editable price, down payment, term, and rate assumptions.
Calculator library
Business equipment calculators
Free equipment loan, payment, lease, rent-vs-buy, operating cost, maintenance, downtime, repair-or-replace, utilization, resale, and lifecycle calculators for planning small-business equipment decisions.
Loan and lease calculators
Commercial Equipment Loan Calculator
Plan a commercial equipment loan scenario with equipment price, trade-in, fees, down payment, interest rate, and term.
Equipment Payment Calculator
Quickly estimate a possible equipment payment and compare how price, term, down payment, and rate affect monthly cash flow.
Equipment Financing Calculator
Compare a basic equipment financing scenario using editable equipment price, fees, down payment, trade-in, rate, and repayment term.
Equipment Lease Calculator
Estimate the scheduled cost of an equipment lease using monthly lease payment, term, upfront cost, fees, and optional end-of-term buyout.
Equipment Lease vs Buy Calculator
Compare lease and buy scenarios for business equipment using editable loan, lease, maintenance, residual, and upfront assumptions.
Equipment Rent vs Buy Calculator
Compare renting and buying equipment based on expected use days, rental rate, ownership period, maintenance, storage, and resale assumptions.
Equipment Loan Amortization Calculator
Estimate monthly equipment loan payments, total interest, and a simple amortization summary using editable loan assumptions.
Equipment Loan Balloon Payment Calculator
Estimate a loan payment when a planned balloon amount remains due at the end of the term.
Equipment Lease $1 Buyout Calculator
Estimate total scheduled lease cost when an equipment lease includes a stated end-of-term buyout, including $1 buyout examples.
Used Equipment Financing Calculator
Plan a used equipment financing scenario with editable purchase price, fees, down payment, trade-in, interest rate, and repayment term.
Heavy Equipment Financing Calculator
Estimate a heavy equipment financing scenario without making the site only about heavy machinery.
Farm Equipment Loan Calculator
Estimate a farm equipment loan scenario for planning seasonal cash flow and quote discussions.
Construction Equipment Loan Calculator
Estimate construction equipment loan payments while keeping maintenance, utilization, downtime, and job-use assumptions separate.
Operating cost calculators
Equipment Operating Cost Calculator
Estimate operating cost per hour and per month using fuel or power, maintenance, consumables, labour, insurance, storage, and service assumptions.
Equipment Cost Per Hour Calculator
Estimate equipment cost per hour by spreading annual fixed costs and variable costs across expected annual use.
Equipment Total Cost of Ownership Calculator
Estimate equipment total cost of ownership by adding acquisition, operating, maintenance, setup, insurance, downtime, and resale assumptions.
Equipment Maintenance Cost Calculator
Estimate annual, monthly, and hourly maintenance cost using scheduled service, repairs, consumables, contracts, and reserve assumptions.
Repair, replacement, and lifecycle calculators
Equipment Repair or Replace Calculator
Compare repair and replacement scenarios using entered repair cost, downtime, expected life, resale, and maintenance assumptions.
Equipment Downtime Cost Calculator
Estimate downtime cost from lost output, labour, emergency rental, rush service, rework, and customer delay assumptions.
Equipment Utilization Rate Calculator
Estimate utilization percentage from used hours and available hours, then compare it with a planning target.
Equipment Replacement Timing Calculator
Compare keep-now and replace-now cost scenarios using maintenance, downtime, new payment, new maintenance, and resale assumptions.
Equipment Depreciation Calculator
Estimate simple straight-line planning depreciation and remaining book value without giving tax or accounting advice.
Equipment Resale Value Calculator
Create a rough resale planning estimate using purchase price, age, expected annual decline, and condition adjustments.
Equipment Lifecycle Cost Calculator
Estimate lifecycle cost across ownership years by combining acquisition, finance, operating, maintenance, downtime, setup, and resale assumptions.